First attempt using Android Pay – FAIL!

20 09 2015
Android Pay Logo

Android Pay Logo

Google rolled out Android pay on a limited basis in the last few weeks, and nationwide for anyone this week.

I thought I would give it a try. I was in Office Depot which is listed as a Android Pay merchant and there were no other customers. Ideal time to try this new fangled payment method. I had already added my Chase VISA card to Android Pay and all looked good and ready.

I noticed the Tap and Pay icon on the Credit Card Reader. I asked at the checkout if they accepted cell phone payments. “Yes we accept Apple Pay” was the response. Good enough I thought, they’ve probably never heard of Android Pay so I proceeded without asking further questions.

Tap and Pay Icon found on checkout card readers

Tap and Pay Icon found on checkout card readers

I unlocked my phone, held it next to the tap and pay icon and beep, it did something. For some reason it didn’t work, the checkout clerk muttered something and said try again. I tried again, this time it looked good and showed a large a green check in place of the android pay logo on phone. Apparent success, I asked the checkout clerk if it went through.

Then I noticed a prompt on the merchant terminal for a PIN number. Hmmmm. I wasn’t expecting that. I entered my Google Wallet PIN as I could think of no other valid pin. The clerk said my transaction was declined.

Another customer walked up so I decided to pay with plastic and left the store.

So what went wrong?

Declined Tap and Pay Transaction. Click to Enlarge

Declined Tap and Pay Transaction. Click to Enlarge

I visited the Google Wallet webpage and there was was my declined transaction. ‘Please try again’ it said.

Chase Fraud Alert. Click to enlarge

Chase Fraud Alert

Then I noticed a fraud alert email from Chase Bank. They asked me if I was familiar with a suspicious transaction at Google/Office Depot. I clicked on Yes so my card wouldn’t be shutdown.

So it seems Android Pay worked between the merchant and Android Pay on my phone, but the bank (Chase) decided to decline the transaction.

Call to Chase Bank.

I spoke with the fraud Department at Chase. They did the usual identity verification and established the transaction was legitimate and I still had physical possession of the Credit Card. They did not share with me any reason for the transaction being declined, only that they wanted to check with me first. Chase did apologise for the inconvenience of having my charge declined.

The rep assured me that any further transactions with this merchant would be approved. I suppose I’ll find out next time I try and use Android Pay with my Chase card. I was glad they cleared the fraud flag, the odd thing however is this same Chase card has been used for years to top off my Google Wallet when buying apps at the Google Play Store. Maybe because it was a NFC transaction?

I appreciate that merchants and banks will be cautious with a new service like Android Pay. But decline a small $21 transaction? Seems a little over zealous to me. This is the first time Chase have ever declined a transaction. In the past they have even approved transactions while I was unknowingly over my credit limit.

 

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Installing Google Chrome on Knoppix 7.4 Persistant

9 11 2014

Knoppix 7.4 comes with the IceWeasel browser. Awesome name, but I really prefer Google Chrome.If you have a persistent version of Knoppix on a thumb drive or hard drive then there are few steps you have to go through to install Google Chrome.

1. Download 32-bit Debian version of Google Chrome. Just go to google.com in IceWeasel and search for chrome browser. The download will be saved in the downloads folder automatically.

2. Install Google Chrome

Open a terminal window using the tool bar.

Type CD Downloads. (Yes capitalization is important).

Type SUDO DPKG -i <Package name>

where <package name. = the name of the downloaded file.

at the time of writing the command is

SUDO DPKG -i google-chrome-stable_current_i386.deb

During the install you will see an error about libappindicator1 not being installed.

3. Fix dependencies using Synaptic Package Manager

In your terminal window type

SUDO synaptic

Ignore prompt to fix broken packages.

Click on the search button and type

libappindicator1 and press enter

Right click the application package libappindicator1 and mark for installation.

Click apply changes.

Done!!

Google Chrome will now be in your “Internet” Menu. Login with your gmail credentials and all extensions will automatically install. If you use hangouts, it will install a hangouts application and place it in the system tray.





Google’s Two Step Verification – Why everyone needs to use it

15 03 2011

Google Authenticator Logo

Google have introduced a new feature called 2-step verification. To learn the basics read the Google Guide.

Why you Need it

This feature is a must have security feature that should make it very difficult for anyone to hack into your Google account, which is much more than simply your email. Google has a slew of products that you maybe using that store detailed personal information about you. Protecting this information is important to prevent Identity Fraud

Using the 2-step verification ensures that only authorized computers/devices will accept your Google password therefore restricting access to your Google email and other data. If someone finds out Read the rest of this entry »





Netflix stalls on iPad – Problem Resolved

9 02 2011

If Netflix streaming does not play on your iPad it could be a simple fix for an incompatibility with your wireless router.

iPads are quite notorious for having wireless issues, maybe this will be resolved with a future software upgrade for the iPad.

The symptoms I experienced are as follows. After clicking on play the Netflix app would say “Preparing to view….” and the bottom half of the screen was blank cutting off part of the movie cover graphic. Then the app would return to the movie browsing page without starting the movie.

Will Apple allow Tethering to the iPad?

To fix this issue go into the iPad settings menu for your WiFi  network and change the DNS entry to 208.67.222.222

Return to Netflix and the problem should be resolved.

The reason for the problem is that if your router utilizes DNSMasq the iPad/Netflix app misbehaves. By entering a manual DNS server address for OpenDNS service the iPad bypasses your routers DNS Cache which it is incompatible with.

In my case I use DD-WRT software in my router which by default utilizes DNSMasq to speed up your DNS queries. The problem could also be resolved by disabling DNSMasq on the router. Alternatively one could enter 8.8.8.8 into the DNS entry on the iPad wirelsss settings which would use Googles DNS service. Personally I prefer OpenDNS due to its richer feature set.





Multi-Touch for the Droid Starts to Rollout!!!

6 02 2010

Google recently released a new version of Google Maps for the droid which supports multi-touch (aka pinch-zoom). Mutil-touch zooming is vastly superior to the Plus-Minus zooming previously available on Google Maps. This is a great feature upgrade.

The release of this feature has been done very quietly by Google, almost stealth like. I noticed this morning that an updated version of Google Maps was available. I performed the upgrade and it informed me of some new features. Oddly multi-touch is NOT listed as a new feature even though it is present.

The new Features listed for version 3.4.0. of Google Maps are :-

  • Starred Items synced with maps.
  • Search Suggestions from maps.
  • Night Mode for Navigation

Read the rest of this entry »





Firefox – Will it die on the vine?

21 01 2010

Firefox is my primary browser and has been since version 1 of the browser. Prior to Firefox I used SeaMonkey/Netscape going all the way back to Navigator 1.11. I’m glad to say that I have never used IE as my primary browser of choice, ever.

However I am concerned that Firefox’s days maybe numbered. Here are few facts.

Microsoft Develop IE
Google Develop Chrome
Apple Develop Safari.

Three major software corporations with lots of resources in terms of money and talented staff and all making money hand over fist. I’m not sure how the Mozilla Project can compete with them long-term, as much as I’d like them to. My argument is not technical nor based on merit or intellectual preference, it is commercial.

Prior to Chrome, Mozilla had the backing of Google as the major competitor to IE. I’m not suggesting that Google have or will abandon their cozy relationship with the Mozilla project, however their attention and resources are now divided, clearly they will try and make their Chrome browser and Chrome/Android OS’s work well.

Read the rest of this entry »





My Top Ten Droid Applications

1 01 2010

This is a list of the applications I have found most useful on the Motorola Droid. I will update this post as I discover apps that are worthy, and demote an item to make room. Some of the apps come on Droid out-of-the-box, others are available on the Android Marketplace. Here’s a quick flavor of what  will describe in more detail.

  • Turn by Turn Navigation.
  • Multi-touch ‘pinch’ zoom just like the iPhone. Plus tabbed browsing!
  • Print web pages and photos from your cell phone directly to your printer(s) from anywhere.
  • Make cheap international calls on your cell, bypassing Verizon’s higher rates.
  • Play Audible eBooks and magazines/newspapers.
  • Have the phone go into silent mode as you arrive at church and go back to normal after you leave.
  • Lose weight.
  • Turn you phone into a radio by playing internet radio on your home or car audio system, or on ear buds as you work out. No DJ’s, No audible adverts. Just music.
  • Have your MP3 collection with you wherever you go, even if it exceeds the memory capacity of the Droid. Take 100GB of search-able MP3’s (or more) on the road!!
  • Sync you iTunes library with the Droid!

1. Pandora (Free with ads or $34 without ads). Comes with the Droid.

Pandora is a really well written internet radio application. One can select a music stream from a list of genres or type in an artists name and create your own feed of your favorite music. One can’t choose which songs are played, but each Pandora user can give an online thumbs up or thumbs down to a track that is being played which will help Pandora provide music that is well thought of in each genre or for each artist.

The ads are very small at the bottom of the screen, better still there are NO audio ads to interrupt the music, so it is much better than traditional broadcast radio. No DJ to tolerate either. If your phone rings, the audio stream is automatically paused and will resume after the call ends. Attach the audio out jack on the Droid to a stereo or car audio system and the music is CD quality.

I found that it works just as well on Verizon’s 3G network or on WiFi. If the phone switches between WiFi and 3G, say as you drive off from home, it switches seamlessly without skipping!! A click is sometimes heard, but that’s it.

The free version is limited to 40 hours of listening per month. There are also limits on how many tracks one can ‘skip’. These limits are either raised or eliminated if you subscribe to Pandora One. Read the rest of this entry »